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Free Guide - How Healthcare Reform Affects Seniors |
| Date Added: January 11, 2011 08:05:08 PM |
| Author: Erica Ananich |
| Category: Health |
| Normal 0 false false false MicrosoftInternetExplorer4 st1:*{behavior:url(#ieooui) } /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} The new Healthcare Reform Guide titled, How Healthcare Reform Affects Seniors, is now available for download. This guide was created in order to answer some of the most often-asked questions about the new health care reform bill, titled the Patient Protection and Affordable Care Act, which was signed into law earlier this year. Each year the bill is slated to roll out new provisions that affect individuals, businesses, insurance companies, health care providers, and the government. We’ve created this easy-to-read guide in order to help seniors, their families and the professionals who work with them navigate the complexities of how healthcare reform affects seniors. While it is possible that the bill will be modified over the years, whether by lawmakers or by the courts, it is important to understand the approaching provisions and what they mean for you. Many people will be affected in areas such as federal income taxes, adjustments in existing health care coverage, access to health care coverage, access to information, and requirements of employers. The topics covered within include: How will my Medicare benefits change? What happens to my Medicare Part D coverage? How are my income taxes affected? What new assistance is available for long-term care? How are seniors protected against abuse under health care reform? Is there a timeline for when all of these take effect? Where can I go for more information? Excerpts from guide: “The Patient Protection and Affordable Act contains provisions that are intended to assist seniors with their prescription drug costs when they reach the coverage gap. Over time the bill aims to close the donut hole completely and reduce the amount that qualifies an individual for catastrophic coverage by the year 2020. However, out-of-pocket premiums and co-payments will still exist for individuals with Medicare Part D coverage.” Changes in 2011 “Seniors – a 50% discount on Part D brand-name drugs and a 7% discount on generic drugs will be offered to people who are in the coverage gap…Medicare coverage will expand to provide certain preventative services at no charge (e.g., annual wellness visits, mammograms, and screenings for bone density, diabetes, and cancer.)” “Everyone – The costs for over-the-counter drugs that are not prescribed by a doctor will not be reimbursable through a Health Reimbursement Account or Flexible Spending Account. They would also be excluded from being reimbursed on a tax-free basis through a Health Savings Account or an Archer Medical Savings Account.” The Society of Certified Senior Advisors (SCSA) provides free resources and tools for our members as an ongoing commitment that we have in helping professionals to understand the complex and dynamic lives of modern senior citizens. To download a copy of the free guide, How Health Care Reform is Going to Affect Seniors, please visit http://www.csa.us/SeniorsHealthcareReform.aspx. Disclaimer: The How Healthcare Reform Affects Seniors white paper is intended to provide strictly factual information about the current effects of the healthcare reform legislation for seniors. SCSA does not take a stance on healthcare reform and this white paper is only intended to help seniors interpret the vast amount of information available on this legislation. About SCSA SCSA’s mission is to educate professionals to work more effectively with their senior clients. For those who work with seniors, this means understanding the key health, social and financial factors that are important to seniors—and how these factors work together. CSAs are able to integrate this into their professional practices, no matter what field they’re in. They’ve learned how incredibly gratifying it is to help seniors achieve their goals, and the seniors they’ve worked with have learned how important it is to work with someone who truly understands their age-related circumstances. For more information about SCSA and its educational course, please visit www.csa.us. Contact: Erica Ananich, SCSA (800) 653-1785 society@csa.us www.csa.us/blog |
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